Terms of Use
Last updated: 22, Oct 2026
1. About us and acceptance
This website is operated by Glaring Labs Private Limited ("Glaring Labs", "we", "us"), which operates the brand "Mebanka". Our registered office is at Glaring Labs Private Limited, Triveni Court, Kadavanthra, Kochi – 682020, Kerala, India.
CIN: U62013KL2024PTC087909.
By using this website you agree to these Terms of Use. If you do not agree, please do not use the website.
2. Pre-launch status
Mebanka is in a pre-launch / pilot stage. Features, availability and these terms may change.
This website is informational only. Submitting a "Request Intro" is a business enquiry. It is not an offer, an acceptance or a contract.
Detailed information about the platform is shared only under a non-disclosure agreement (NDA).
3. Nature of the service
Mebanka is a technology platform. It does not hold, pool, escrow or store customer or merchant money. It does not offer wallets, prepaid instruments, points, coins or similar rewards.
Money stays in the customer's own bank account. Payments are made between the customer's bank and the merchant and are executed by regulated payment partners.
Credit, if offered, is provided only by regulated banks or lenders under their own terms. They make all credit decisions.
4. Eligibility
To use the Mebanka platform when it launches, you must be at least 18 years old, resident in India, and hold a valid Indian bank account.
5. User obligations and prohibited use
You agree not to use the website or platform for any unlawful purpose; not to scrape, crawl or harvest data from it; not to reverse engineer, decompile or tamper with it; and not to provide false or misleading information.
6. Merchant offers
Any discounts or offers shown are funded and honoured by the merchant. Mebanka does not guarantee merchant offers, or the goods and services supplied by merchants.
7. Third-party services
Banks, payment partners, lenders and investment platforms have their own terms and policies. Your use of their services is governed by those terms. Mebanka is not responsible for their acts or omissions.
8. Intellectual property
All content on this website, including text, graphics, logos and software, belongs to Glaring Labs or its licensors. You may not copy, reproduce or use it without our written permission.
9. Disclaimers and limitation of liability
The website is provided "as is" and "as available". To the extent permitted by law, we make no warranties of any kind and are not liable for any indirect, incidental or consequential loss arising from your use of the website.
10. Indemnity
You agree to indemnify Glaring Labs against claims, losses and costs arising from your breach of these terms or your misuse of the website, to the extent permitted by law.
11. Suspension and termination
We may suspend or end your access to the website or platform at any time if you breach these terms or if required by law.
12. Changes to these terms
We may update these terms from time to time. The updated version will be posted on this page with a new "Last updated" date.
13. Governing law
These terms are governed by the laws of India. The courts at Ernakulam / Kochi, Kerala have exclusive jurisdiction.
14. Contact and grievance
Questions can be sent through our Contact Us page. Complaints can be raised through our Grievance Redressal process.