Merchants win loyalty
Committed buyers before they walk in. Settled on each confirmed sale.
ONE PLATFORM. THREE PARTNERS
Bank-held. Verified. Settled.
Credit tied to real use
Each loan is tied to one merchant and to verified purchases. Auditable.
Funds stay bank-held
Never held on our books. Released only on verified sales. No PII shared.
How it works
Three simple steps.
Verify once
Each customer completes full KYC and is approved by an RBI-regulated lender.
Shop at any partner merchant
Pay in-app with biometric approval. Each sale gets confirmed.
Settled and rewarded
Bank releases funds. Merchant-funded rewards credited.
Controls, not claims
Compliance by design. Not later.
Held by an RBI-regulated bank
Purpose-bound funds. Each rupee is traceable.
KYC before funding
Via licensed KYC agencies. Aadhaar never stored.
Full audit trail on every sale
Each action timestamped and device-bound. Data stays in India.
FAQ
Questions? We’ve got answers.
Mebanka is a technology platform. Banking and credit sit with RBI-regulated partners. Details shared under NDA.
WHO WE WORK WITH
Built for every partner in the transaction.
Led by operators with 18+ years in fintech and payments infrastructure. Here's what each partner gets.
Merchants
Retail, fuel & utilities
Committed customer demand before checkout. Settlement on confirmed sales. No POS changes needed.
Banks
Account & settlement partners
Low-cost deposits, merchant settlement flows, and API-driven operations with full audit trails.
Lenders
NBFCs & bank lenders
Purpose-bound credit with verified end use. Every disbursal tied to a merchant and confirmed purchases.
Regulators
Supervisory engagement
We welcome supervisory review. Timestamped audit trails for every transaction, available on request.
Q4 2026